1️⃣ Make the Chocolate Layer
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In a bowl, whisk pudding mix and cold milk until thick (about 2 minutes).
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In another bowl, beat cream cheese until smooth.
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Fold pudding into cream cheese until fully combined.
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Gently fold in whipped topping.
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Spread evenly into prepared crust.
2️⃣ Make the Coconut-Pecan Topping
In a bowl, mix:
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Shredded coconut
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Chopped pecans
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Caramel sauce
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Melted butter
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Vanilla
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Pinch of salt
Spoon mixture over the chocolate layer.
3️⃣ Chill
Refrigerate at least 3–4 hours (or overnight) until fully set.
4️⃣ Garnish & Serve
Top with extra whipped topping and a drizzle of chocolate or caramel if desired.
Make It Even More “Bakery Style”
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Toast the coconut and pecans before mixing for deeper flavor.
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Add mini chocolate chips to the filling.
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Use a brownie crumb crust instead of cookie crust.
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